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Vocabulary: growth - recession and banks
The whole world is at present going through an economic and social crisis. Consequently, we are daily confronted to "technical" [ economic and financial] vocabulary... These words and expressions will, I hope, help you understand what you hear or read and express yourselves better.
I) THE ECONOMIC SITUATION:
A downturn in sales...
|Growth||The growth rate|
|To boom||The economic boom|
A boom in sales
A boom in production
|The stagnation||The budget deficit|
A trade deficit
A trade gap
|A downturn in sales|
|Economic||A slump in demand|
: economical= avoiding waste, being thrifty.
To boost Austerity measures
|An economic package||Austerity measures|
To boost the economy
To reflate the economy
|The economic recovery||The economic revival|
|The economic revival||Inflation/ inflationary|
|To devalue||To revalue|
II) BANKS: play an important role at the service and the citizens of the different countries in the world.
|High finance||Banking/ a banker|
A (bank) note (GB)
A (treasury) bill (US)
|A fifty-dollar bill||A two-euro coin|
|The change||To give sb change for $50|
|To get change||Small change|
A note and coins...
|A bank account|
A current account (GB)
A checking account (US)
A savings account (GB)
A deposit account (US)
To open/ close an account
with a bank
|Where do you bank?||I bank with them...|
|A credit card||A cheque(GB)/ a check (US)|
|A cheque for £50||A chequebook/ check book|
|To write a cheque||To make a cheque out to sb|
|The cheque bounced||= A bad/ dud / cheque|
|To cash a cheque||To make a deposit|
|To deposit £900 on one's account||To pay a cheque into an account|
| To withdraw money from one's account||To draw money from one account|
|A credit/ debit balance||A (bank) statement|
|A debtor// creditor||To have an overdraft/ to be overdrawn|
|to be in the red||Bank charges|
|To lend something to somebody||A loan|
|A mortgage||To borrow money from sb|
|A security on a loan||To repay something|
|Funds||An investment/ investor|
|To yield 4% interest||To give a good return|
|A bank clerk||A cashier/ a teller|
|A safe/ a strong box(GB)/ a safe deposit box (US)||The strongroom/ the vault|
A strongroom/ a vault A cashpoint/ a cash dispenser(GB)/ an automatic teller(US)
Some words look quite technical, it's true... But in fact, they belong to the usual and daily vocabulary you should know... Go for it!
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